Make Payments Simple, Fast
and Cost-Effecitve

Who We Are, and How We Help Your Business

At Payment Guru, we make payments simple, fast, and cost-effective. We help UK businesses reduce costs, stay compliant, and improve efficiency, with innovative, tailored solutions that fit the way you work.

Here's what we deliver:
  • Faster settlements and smoother customer payments
  • Broker, solution provider and consultants, finding you the best value solutions
  • Lower card processing and acquirer fees
  • HMRC-compliant tipping and payroll solutions for hospitality
  • Multiple solutions for integrations and most software’s supported (F2F and eCommerce)
Our mission is simple, to make payments one less thing you have to worry about.
See How We can Help
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Our Key Solutions

We bring together smarter payment technology and tailored support to help your business save time, reduce costs, and deliver a smoother experience for your customers. From card processing to Open Banking, our solutions work seamlessly across every payment touchpoint; in-store, online, or on the go.

Blue pig money box sat on top of a calculator with papers scattered around it

Merchant Services

Lower your card processing and acquirer fees while improving cash flow. Get transparent pricing, faster settlements, and the support your business deserves.

Cut Your Fees
Pax A920 Card Terminal with Payment Guru branding, showing a payment screen for £100.00

Compliant Tipping Solutions

Stay ahead of HMRC and Tipping Act requirements with a fully compliant system that simplifies distribution and saves on NIC for businesses and staff.

Simplify Tipping
White handheld payment terminal showing a payment screen with a mobile phone pointing to the top of it, taking a payment

Payment Terminals

Modern Android terminals designed for speed, reliability, and flexibility. Accept all major cards, contactless, and digital wallets, wherever you serve customers.

Save with Open Banking
Illustrated blue phone, with open banking symbols showing on it

Open Banking (A2A Payments)

Cut costs on large or repeat transactions. Let customers pay directly from their bank, with instant confirmation and lower fees than card payments.

Save with Open Banking
A man in a blue shirt sitting at a loptop with a floating globe in one hand showing different currency from around the world.

Dynamic Currency Conversion (DCC)

Accept international payments with ease. Let customers pay in their home currency while you earn rebates on every foreign card transaction.

Earn with DCC
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Why Businesses Choose Payment Guru

We’re not just another payments company, we’re your payments partner.

With over 33+ years of combined industry experience, our team brings deep knowledge of payments, compliance, and technology.

We’ve built Payment Guru around one goal to make payments simpler, smarter, and more rewarding for UK businesses.

With us you get expertise, efficiency, and technology that simply works!

Learn more
  • Blue line drawing of a hexagon with two hands shaking and 3 people icons above it representing trusted Partnerships

    Trusted Partnerships
    Access leading acquirers and innovative payment technologies

  • A blue hexagon line drawing with a drawn calculator and a page with graphs on it representing Actionable Insights

    Actionable Insights
    Transparent, data-led reporting that drives more thoughtful decisions.

  • A blue hexagon with a line drawing of a telephone, and call centre worker with a speech bubble representing Real Support

    Real Support
    Speak to real people who know your business, not call centres or bots.

What Our Clients Have To Say

Don’t just take our word for it, hear from the businesses who’ve simplified their payments and saved with Payment Guru.

"Delight to work with”


I’ve worked closely with Tony for many years, and I am consistently impressed by his expertise and dedication. Tony has an exceptional grasp of the intricacies of the payment landscape, from emerging technologies to regulatory nuances.

Tanya Stallard
Managing Director
Platform - Hospitality

“Always first-class”


I dealt with Tony at several of the payment companies he represented, and he was always first-class. He gave helpful advice and guidance. I wouldn’t hesitate to recommend Tony and Payment Guru.

Marshall Taylor
Entrepreneur, Co-Founder
@DigitalJobs.com

“Honest unbiased advice”


Tony generously shares his experience, offering honest and unbiased advice without hidden agendas. He focuses on understanding your specific needs and providing support tailored to you. I wholeheartedly recommend him for his client-centric approach.

Daniel Buck
Finance Director
Eden Hotel Collection
Ready to Simplify Your Payments?
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