Marketplace & Payment Facilitator (PFAC)
If your business involves onboarding and managing multiple sellers or service providers, a PFAC or marketplace payment model could be the perfect fit. These setups allow you to handle sub-accounts under your master merchant account, giving you greater control over the flow of funds, reporting, and compliance.
At Payment Guru, we help businesses set up and optimise these complex infrastructures, whether they're launching a new platform, scaling an existing one, or looking for more cost-effective and flexible alternatives to providers like Stripe or Adyen.
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Why Choose a PFAC or Marketplace Model?
- Streamline Sub-Merchant Onboarding: Quickly bring new vendors, restaurants, or sellers onto your platform.
- Consolidated Reporting: View and manage all transactions from one central dashboard.
- Flexible Payouts: Split payments, manage commissions, and easily automate settlements.
- Built-In Compliance: Meet AML and KYC obligations with seamless sub-merchant vetting.
Ideal For
- Marketplaces (e.g. eCommerce, services, rentals)
- Booking and delivery platforms
- Gig economy and freelancer networks
- B2B trading platforms
- Franchise and multi-brand operations
Build a Scalable Payment Ecosystem
Our PFAC and marketplace solutions help you stay in control, reduce admin, and scale securely while offering your sub-merchants a smooth onboarding and payout experience. We'll help you compare providers, manage compliance, and get everything up and running fast.