Tony Berry has spent 16 years in card payments. Here he answers the questions shop, pub and restaurant owners ask him about card machines, fees and getting accepted, in his own words.
Tony Berry of Payment Guru on high risk payment gateways and merchant accounts: which businesses count as high risk, why Stripe can hold your money, what a settlement reserve is, and why patience gets you placed.
Tony Berry of Payment Guru on how card machines work in a real business: bill splitting, tip prompts, X and Z reports, receipt printing, 4G backup when the Wi-Fi drops, and why one spare terminal pays for itself.
Tony Berry of Payment Guru on taking card payments over the phone: why new businesses struggle to get it, the chargeback risk, and why a payment link with 3D Secure is safer for both sides.
Tony Berry of Payment Guru on card machine cost: buy or rent, why the transaction fee matters more than the terminal, the fees people miss, and how often to review your pricing.
